Side-by-side · Q2 2026 data
Skyline National Bank vs First Community Bank
Metric by metric
| Measure | Skyline National Bank | First Community Bank |
|---|---|---|
| TellerScore | 66 | 75 (stronger) |
| Capital cushion | 38 | 52 (stronger) |
| Loan quality | 89 (stronger) | 77 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 46 | 73 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 40th | 77th |
| Total assets | $1.3B | $3.6B |
| Deposits / shares | $1.2B | $3.0B |
| Capital ratio | 8.81% | 10.23% (stronger) |
| Problem loans | 0.34% (stronger) | 0.70% |
| Net charge-offs | 0.01% (stronger) | 0.17% |
| Return on assets | 1.51% | 2.05% (stronger) |
| Loans ÷ deposits | 93.1% | 79.9% (stronger) |
| Uninsured deposits | 34.1% | 21.3% (stronger) |
| Offices | 28 | 62 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 30.8% |
First Community Bank has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Skyline National Bank leads on 2 and First Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wytheville, VA
- Sparta, NC
- Blacksburg, VA
- Boone, NC
- Hillsville, VA
- Radford, VA
- Christiansburg, VA