Side-by-side · Q2 2026 data
Skyward Credit Union vs Mid American Credit Union
Metric by metric
| Measure | Skyward Credit Union | Mid American Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 58 |
| Capital cushion | 49 (stronger) | 39 |
| Loan quality | 71 | 84 (stronger) |
| Earnings | 25 | 47 (stronger) |
| Funding & liquidity | 90 (stronger) | 50 |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 21st | 16th |
| Total assets | $467.4M | $531.9M |
| Deposits / shares | $316.9M | $441.8M |
| Capital ratio | 9.94% (stronger) | 8.94% |
| Problem loans | 0.86% | 0.47% (stronger) |
| Net charge-offs | 0.54% (stronger) | 0.55% |
| Return on assets | 0.12% | 0.66% (stronger) |
| Loans ÷ deposits | 70.7% (stronger) | 110.6% |
| Uninsured deposits | 5.9% | 2.8% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 43.6% | 16.3% |
Skyward Credit Union has the higher TellerScore (60 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Skyward Credit Union leads on 4 and Mid American Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.