Side-by-side · Q2 2026 data
Sm Federal Credit Union vs Frontier Community Credit Union
Credit union
Frontier Community Credit Union
Leavenworth, Kansas · $100 million – $1 billion
Metric by metric
| Measure | Sm Federal Credit Union | Frontier Community Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 92 (stronger) | 62 |
| Earnings | 70 (stronger) | 32 |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 98 (stronger) | 76 |
| Peer percentile | 87th | 10th |
| Total assets | $77.2M | $210.3M |
| Deposits / shares | $61.4M | $189.6M |
| Capital ratio | 19.98% (stronger) | 9.15% |
| Problem loans | 0.24% (stronger) | 1.15% |
| Net charge-offs | 0.00% (stronger) | 0.83% |
| Return on assets | 1.24% (stronger) | 0.31% |
| Loans ÷ deposits | 78.9% (stronger) | 83.7% |
| Uninsured deposits | 3.3% (stronger) | 4.5% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
Sm Federal Credit Union has the higher TellerScore (89 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Sm Federal Credit Union leads on 7 and Frontier Community Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.