TellerScore

Frontier Community Credit Union is a federally insured state-chartered credit union headquartered in Leavenworth, Kansas, in business for about 72 years. At the end of Q2 2026 it reported $210.3M in total assets and $189.6M in member shares and deposits, with 4 offices.

Based on its Q2 2026 filing, Frontier Community Credit Union scores 54/100, which we describe as below average. That is higher than only 10% of 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Kansas, it ranks 53rd. Its strongest component is funding & liquidity (77/100; 84% loans-to-deposits, 4% uninsured), and its lowest is earnings (32/100; 0.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion42/100
Net worth ratio: 9.15%
Loan quality62/100
Loans 60+ days delinquent ÷ total loans: 1.15%
Earnings32/100
Return on assets (annualized): 0.31%
Funding & liquidity77/100
Loans ÷ shares: 83.7% · 4.5% uninsured
Problem-loan coverage76/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 12.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (52 → 54), mostly because the earnings component improved by 8 points.

TellerScore
445055Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202446
Q3 202446
Q4 202444
Q1 202549
Q2 202552
Q3 202553
Q4 202554
Q1 202655
Q2 202654
Net worth ratio
7.00%8.13%9.25%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.95%
Q3 20249.25%
Q4 20249.18%
Q1 20259.02%
Q2 20258.96%
Q3 20259.10%
Q4 20259.25%
Q1 20269.17%
Q2 20269.15%
Delinquent loans (60+ days)
1.02%1.31%1.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.44%
Q3 20241.46%
Q4 20241.60%
Q1 20251.30%
Q2 20251.13%
Q3 20251.12%
Q4 20251.12%
Q1 20261.02%
Q2 20261.15%
Return on assets
-0.33%0.01%0.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.20%
Q3 2024-0.27%
Q4 2024-0.33%
Q1 2025-0.06%
Q2 20250.11%
Q3 20250.25%
Q4 20250.35%
Q1 20260.28%
Q2 20260.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$210.3M9.15%1.15%0.31%83.7%
Q1 202655$207.9M9.17%1.02%0.28%81.7%
Q4 202554$204.6M9.25%1.12%0.35%83.8%
Q3 202553$207.0M9.10%1.12%0.25%82.4%
Q2 202552$207.2M8.96%1.13%0.11%80.3%
Q1 202549$204.0M9.02%1.30%-0.06%82.0%
Q4 202444$200.9M9.18%1.60%-0.33%84.0%
Q3 202446$204.8M9.25%1.46%-0.27%83.8%
Q2 202446$213.9M8.95%1.44%-0.20%82.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.15%
15th
Problem loans1.15%
24th
Net charge-offs0.83%
15th
Return on assets0.31%
18th
Loans to deposits83.7%
32nd
Uninsured deposits4.5%
66th
Loan-loss reserves0.00%
50th
Texas ratio12.2%
9th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
White Eagle Credit UnionCredit union Augusta, KS76 out of 100, Strong$198.5M14.0%1.72%vs
Emporia State Federal Credit UnionCredit union Emporia, KS75 out of 100, Strong$146.5M10.7%0.49%vs
Quantum Credit UnionCredit union Wichita, KS74 out of 100, Strong$143.0M11.4%0.40%vs
Wichita Federal Credit UnionCredit union Wichita, KS63 out of 100, Moderate$280.5M14.5%2.11%vs
Kansas State University Federal Credit UnionCredit union Manhattan, KS67 out of 100, Moderate$139.9M11.0%0.95%vs
Kansas Teachers Community Credit UnionCredit union Pittsburg, KS83 out of 100, Strong$125.3M15.3%1.24%vs

Deposit insurance

Is my money safe at Frontier Community Credit Union?

Yes. Frontier Community Credit Union is a federally insured credit union (NCUA charter #63201). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.5% of shares and deposits ($8.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.15%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Frontier Community Credit Union lists 4 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Frontier Community Credit Union reported 153 home-loan applications under HMDA (LEI 549300HGCEIBDGBU7E37): 93 originated ($11,095,000 total), 9 denied, and 36 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Frontier Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63201
RSSD ID
546991
Primary regulator
State + NCUA
Established
1954
Headquarters
690 Eisenhower Rd, Leavenworth, KS 66048
Employees
58

Quick answers

Frontier Community Credit Union: common questions

Is Frontier Community Credit Union NCUA insured?

Yes. Frontier Community Credit Union is a federally insured credit union (NCUA charter #63201). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Frontier Community Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Frontier Community Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Leavenworth

InstitutionScoreAssetsCapitalProblem loansCompare
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs
Sm Federal Credit UnionCredit union Mission, KS89 out of 100, Very strong$77.2M20.0%0.24%vs
Exchange Bank & TrustBank Atchison, KS88 out of 100, Very strong$626.8M13.0%0.23%vs
U S P L K Employees Federal Credit UnionCredit union Leavenworth, KS87 out of 100, Very strong$34.0M13.9%0.15%vs
The Nodaway Valley BankBank Maryville, MO87 out of 100, Very strong$1.6B11.6%0.00%vs