Side-by-side · Q2 2026 data
Smackover State Bank vs Bank of Salem
Metric by metric
| Measure | Smackover State Bank | Bank of Salem |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 60 | 74 (stronger) |
| Loan quality | 72 (stronger) | 40 |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 62 | 74 (stronger) |
| Problem-loan coverage | 89 (stronger) | 80 |
| Peer percentile | 37th | 47th |
| Total assets | $252.4M | $261.5M |
| Deposits / shares | $210.4M | $227.6M |
| Capital ratio | 11.04% | 12.43% (stronger) |
| Problem loans | 0.83% (stronger) | 1.79% |
| Net charge-offs | 0.08% (stronger) | 0.25% |
| Return on assets | 1.17% | 2.03% (stronger) |
| Loans ÷ deposits | 83.0% (stronger) | 86.2% |
| Uninsured deposits | 28.7% | 15.2% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Salem has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Smackover State Bank leads on 3 and Bank of Salem on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.