Side-by-side · Q2 2026 data
Snake River Federal Credit Union vs Idaho United Credit Union
Metric by metric
| Measure | Snake River Federal Credit Union | Idaho United Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 95 | 99 (stronger) |
| Earnings | 51 (stronger) | 42 |
| Funding & liquidity | 52 | 72 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 70th | 32nd |
| Total assets | $12.0M | $77.3M |
| Deposits / shares | $10.0M | $69.8M |
| Capital ratio | 15.44% (stronger) | 8.90% |
| Problem loans | 0.15% | 0.02% (stronger) |
| Net charge-offs | 0.38% | 0.26% (stronger) |
| Return on assets | 0.78% (stronger) | 0.55% |
| Loans ÷ deposits | 108.6% | 86.5% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 16.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Snake River Federal Credit Union has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Snake River Federal Credit Union leads on 4 and Idaho United Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.