TellerScore

Headquartered in Twin Falls, Idaho, Snake River Federal Credit Union is a federal credit union with $12.0M in total assets and $10.0M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1953.

Based on its Q2 2026 filing, Snake River Federal Credit Union scores 82/100, which we describe as strong. That is higher than 70% of 2,479 credit unions with under $100 million in assets. Among 26 credit unions headquartered in Idaho, it ranks 5th. Its strongest component is capital cushion (100/100; 15.44%), and its lowest is earnings (51/100; 0.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.44%
Loan quality95/100
Loans 60+ days delinquent ÷ total loans: 0.15%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity52/100
Loans ÷ shares: 108.6% · 0.1% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (73 → 82), mostly because the earnings component improved by 24 points.

TellerScore
737882Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202476
Q4 202477
Q1 202575
Q2 202573
Q3 202576
Q4 202577
Q1 202682
Q2 202682
Net worth ratio
7.00%11.28%15.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.66%
Q3 202415.26%
Q4 202414.76%
Q1 202514.04%
Q2 202513.51%
Q3 202515.55%
Q4 202514.35%
Q1 202615.42%
Q2 202615.44%
Delinquent loans (60+ days)
0.15%0.38%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.52%
Q3 20240.61%
Q4 20240.23%
Q1 20250.17%
Q2 20250.37%
Q3 20250.51%
Q4 20250.47%
Q1 20260.35%
Q2 20260.15%
Return on assets
0.02%0.50%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.07%
Q3 20240.43%
Q4 20240.21%
Q1 20250.02%
Q2 20250.18%
Q3 20250.53%
Q4 20250.67%
Q1 20260.98%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$12.0M15.44%0.15%0.78%108.6%
Q1 202682$11.9M15.42%0.35%0.98%106.3%
Q4 202577$12.5M14.35%0.47%0.67%97.9%
Q3 202576$11.4M15.55%0.51%0.53%109.8%
Q2 202573$12.8M13.51%0.37%0.18%93.2%
Q1 202575$12.3M14.04%0.17%0.02%92.3%
Q4 202477$11.7M14.76%0.23%0.21%99.6%
Q3 202476$11.4M15.26%0.61%0.43%100.9%
Q2 202473$11.7M14.66%0.52%0.07%96.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.44%
57th
Problem loans0.15%
77th
Net charge-offs0.38%
33rd
Return on assets0.78%
57th
Loans to deposits108.6%
2nd
Uninsured deposits0.1%
61st
Loan-loss reserves0.00%
37th
Texas ratio0.9%
67th

Similar-size credit unions in Idaho

InstitutionScoreAssetsCapitalProblem loansCompare
St Joe Valley Credit UnionCredit union St Maries, ID80 out of 100, Strong$14.0M11.6%0.59%vs
Boise Fire Department Credit UnionCredit union Boise, ID62 out of 100, Moderate$8.6M16.6%1.93%vs
Mini-Cassia Empl. Credit UnionCredit union Burley, ID59 out of 100, Moderate$574K15.4%2.42%vs
Sei Federal Credit UnionCredit union Pocatello, ID51 out of 100, Below average$33.4M8.3%0.68%vs
Simplot Credit UnionCredit union Pocatello, ID86 out of 100, Very strong$59.0M21.9%0.30%vs
Members Preferred Credit UnionCredit union Idaho Falls, ID87 out of 100, Very strong$62.9M20.7%1.01%vs

Deposit insurance

Is my money safe at Snake River Federal Credit Union?

Yes. Snake River Federal Credit Union is a federally insured credit union (NCUA charter #8749). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.1% of shares and deposits ($14K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.44%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Snake River Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Snake River Federal Credit Union
Type
Federal credit union
NCUA charter #
8749
RSSD ID
267483
Primary regulator
NCUA
Established
1953
Headquarters
2361 Orchard Dr E, Twin Falls, ID 83301
Employees
3

Quick answers

Snake River Federal Credit Union: common questions

Is Snake River Federal Credit Union NCUA insured?

Yes. Snake River Federal Credit Union is a federally insured credit union (NCUA charter #8749). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Snake River Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Snake River Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Twin Falls

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers BankBank Buhl, ID88 out of 100, Very strong$678.4M15.9%0.59%vs
D. L. Evans BankBank Burley, ID76 out of 100, Strong$3.7B10.4%0.26%vs
First Federal Savings Bank of Twin FallsBank Twin Falls, ID76 out of 100, Strong$1.4B10.4%0.01%vs
Banner BankBank Walla Walla, WA72 out of 100, Strong$16.6B11.2%0.46%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
Columbia BankBank Roseburg, OR64 out of 100, Moderate$65.4B9.7%0.57%vs