Side-by-side · Q2 2026 data
Soarion Federal Credit Union vs Coastlife Credit Union
Metric by metric
| Measure | Soarion Federal Credit Union | Coastlife Credit Union |
|---|---|---|
| TellerScore | 55 | 67 (stronger) |
| Capital cushion | 18 | 67 (stronger) |
| Loan quality | 66 | 70 (stronger) |
| Earnings | 72 (stronger) | 37 |
| Funding & liquidity | 73 | 86 (stronger) |
| Problem-loan coverage | 75 | 87 (stronger) |
| Peer percentile | 12th | 41st |
| Total assets | $555.6M | $519.7M |
| Deposits / shares | $487.8M | $458.9M |
| Capital ratio | 6.79% | 11.66% (stronger) |
| Problem loans | 1.01% | 0.89% (stronger) |
| Net charge-offs | 1.08% (stronger) | 1.64% |
| Return on assets | 1.29% (stronger) | 0.43% |
| Loans ÷ deposits | 87.5% | 73.2% (stronger) |
| Uninsured deposits | 8.0% (stronger) | 16.2% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.6% |
Coastlife Credit Union has the higher TellerScore (67 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Soarion Federal Credit Union leads on 3 and Coastlife Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.