Side-by-side · Q2 2026 data
Soarion Federal Credit Union vs Education First Federal Credit Union
Metric by metric
| Measure | Soarion Federal Credit Union | Education First Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 65 (stronger) |
| Capital cushion | 18 | 41 (stronger) |
| Loan quality | 66 | 79 (stronger) |
| Earnings | 72 (stronger) | 49 |
| Funding & liquidity | 73 | 91 (stronger) |
| Problem-loan coverage | 75 | 91 (stronger) |
| Peer percentile | 12th | 34th |
| Total assets | $555.6M | $583.1M |
| Deposits / shares | $487.8M | $532.6M |
| Capital ratio | 6.79% | 9.11% (stronger) |
| Problem loans | 1.01% | 0.62% (stronger) |
| Net charge-offs | 1.08% | 1.04% (stronger) |
| Return on assets | 1.29% (stronger) | 0.72% |
| Loans ÷ deposits | 87.5% | 68.9% (stronger) |
| Uninsured deposits | 8.0% | 6.7% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Education First Federal Credit Union has the higher TellerScore (65 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Soarion Federal Credit Union leads on 1 and Education First Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.