Side-by-side · Q2 2026 data
Soarion Federal Credit Union vs Union Square Credit Union
Metric by metric
| Measure | Soarion Federal Credit Union | Union Square Credit Union |
|---|---|---|
| TellerScore | 55 (stronger) | 37 |
| Capital cushion | 18 | 34 (stronger) |
| Loan quality | 66 (stronger) | 10 |
| Earnings | 72 (stronger) | 34 |
| Funding & liquidity | 73 | 81 (stronger) |
| Problem-loan coverage | 75 (stronger) | 50 |
| Peer percentile | 12th | 1st |
| Total assets | $555.6M | $601.3M |
| Deposits / shares | $487.8M | $550.3M |
| Capital ratio | 6.79% | 8.36% (stronger) |
| Problem loans | 1.01% (stronger) | 2.69% |
| Net charge-offs | 1.08% | 0.56% (stronger) |
| Return on assets | 1.29% (stronger) | 0.36% |
| Loans ÷ deposits | 87.5% | 79.4% (stronger) |
| Uninsured deposits | 8.0% | 7.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Soarion Federal Credit Union has the higher TellerScore (55 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Soarion Federal Credit Union leads on 3 and Union Square Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.