Side-by-side · Q2 2026 data
SoFi Bank, National Association vs Cahp Credit Union
Metric by metric
| Measure | SoFi Bank, National Association | Cahp Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 68 |
| Capital cushion | 83 (stronger) | 39 |
| Loan quality | 97 | 97 |
| Earnings | 99 (stronger) | 49 |
| Funding & liquidity | 60 | 85 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 99th | 45th |
| Total assets | $56.8B | $406.7M |
| Deposits / shares | $46.8B | $367.7M |
| Capital ratio | 13.34% (stronger) | 8.89% |
| Problem loans | 0.08% (stronger) | 0.10% |
| Net charge-offs | 0.08% (stronger) | 0.19% |
| Return on assets | 1.98% (stronger) | 0.74% |
| Loans ÷ deposits | 99.8% | 74.9% (stronger) |
| Uninsured deposits | 5.0% | 0.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | 7,444 | — |
| Complaints per $1B deposits | 159.1 | — |
| Mortgage denial rate (HMDA) | — | — |
SoFi Bank, National Association has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), SoFi Bank, National Association leads on 5 and Cahp Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.