Side-by-side · Q2 2026 data
Solarity Credit Union vs Verity Credit Union
Metric by metric
| Measure | Solarity Credit Union | Verity Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 45 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 85 (stronger) | 36 |
| Earnings | 20 | 27 (stronger) |
| Funding & liquidity | 51 | 74 (stronger) |
| Problem-loan coverage | 96 (stronger) | 68 |
| Peer percentile | 60th | 3rd |
| Total assets | $803.5M | $786.5M |
| Deposits / shares | $618.8M | $695.8M |
| Capital ratio | 17.60% (stronger) | 9.17% |
| Problem loans | 0.44% (stronger) | 1.91% |
| Net charge-offs | 0.80% | 0.58% (stronger) |
| Return on assets | 0.00% | 0.17% (stronger) |
| Loans ÷ deposits | 109.2% | 86.3% (stronger) |
| Uninsured deposits | 5.7% (stronger) | 12.0% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 38.1% | — |
Solarity Credit Union has the higher TellerScore (73 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Solarity Credit Union leads on 4 and Verity Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.