Side-by-side · Q2 2026 data
Solera National Bank vs Affidian Federal Credit Union
Metric by metric
| Measure | Solera National Bank | Affidian Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 85 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 52 | 72 (stronger) |
| Earnings | 88 (stronger) | 78 |
| Funding & liquidity | 91 (stronger) | 78 |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 30th | 87th |
| Total assets | $1.6B | $360.1M |
| Deposits / shares | $1.3B | $290.1M |
| Capital ratio | 8.63% | 18.85% (stronger) |
| Problem loans | 1.45% | 0.85% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.18% |
| Return on assets | 1.71% (stronger) | 1.45% |
| Loans ÷ deposits | 68.6% (stronger) | 82.3% |
| Uninsured deposits | 16.0% | 12.8% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Affidian Federal Credit Union has the higher TellerScore (85 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Solera National Bank leads on 3 and Affidian Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.