Side-by-side · Q2 2026 data
Solera National Bank vs Denver Fire Department Federal Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Solera National Bank | Denver Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 89 (stronger) |
| Capital cushion | 36 | 92 (stronger) |
| Loan quality | 52 | 97 (stronger) |
| Earnings | 88 (stronger) | 61 |
| Funding & liquidity | 91 | 99 (stronger) |
| Problem-loan coverage | 79 | 99 (stronger) |
| Peer percentile | 30th | 94th |
| Total assets | $1.6B | $213.5M |
| Deposits / shares | $1.3B | $185.6M |
| Capital ratio | 8.63% | 14.15% (stronger) |
| Problem loans | 1.45% | 0.09% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.71% (stronger) | 1.03% |
| Loans ÷ deposits | 68.6% | 58.5% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 16.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 17.7% |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Solera National Bank leads on 2 and Denver Fire Department Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.