Side-by-side · Q2 2026 data
Solera National Bank vs Star Tech Federal Credit Union
Credit union
Star Tech Federal Credit Union
Greenwood Villa, Colorado · Under $100 million in assets
Metric by metric
| Measure | Solera National Bank | Star Tech Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 91 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 52 | 87 (stronger) |
| Earnings | 88 (stronger) | 80 |
| Funding & liquidity | 91 | 91 |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 30th | 90th |
| Total assets | $1.6B | $11.1M |
| Deposits / shares | $1.3B | $8.6M |
| Capital ratio | 8.63% | 22.22% (stronger) |
| Problem loans | 1.45% | 0.38% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.40% |
| Return on assets | 1.71% (stronger) | 1.50% |
| Loans ÷ deposits | 68.6% (stronger) | 69.3% |
| Uninsured deposits | 16.0% | 8.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Star Tech Federal Credit Union has the higher TellerScore (91 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Solera National Bank leads on 3 and Star Tech Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.