TellerScore

Headquartered in Greenwood Villa, Colorado, Star Tech Federal Credit Union is a federal credit union with $11.1M in total assets and $8.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1939.

Based on its Q2 2026 filing, Star Tech Federal Credit Union scores 91/100, which we describe as very strong. That is higher than 90% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 5th. Its strongest component is capital cushion (100/100; 22.22%), and its lowest is earnings (80/100; 1.50%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.22%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.38%
Earnings80/100
Return on assets (annualized): 1.50%
Funding & liquidity91/100
Loans ÷ shares: 69.3% · 8.6% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.92%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (88 → 91), mostly because the earnings component improved by 19 points.

TellerScore
818996Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202496
Q4 202490
Q1 202583
Q2 202588
Q3 202592
Q4 202586
Q1 202691
Q2 202691
Net worth ratio
7.00%14.73%22.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.98%
Q3 202420.25%
Q4 202420.62%
Q1 202520.84%
Q2 202521.29%
Q3 202521.77%
Q4 202521.61%
Q1 202622.47%
Q2 202622.22%
Delinquent loans (60+ days)
0.02%0.64%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.26%
Q3 20240.03%
Q4 20240.07%
Q1 20250.88%
Q2 20250.26%
Q3 20250.02%
Q4 20250.42%
Q1 20260.40%
Q2 20260.38%
Return on assets
0.93%1.42%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.37%
Q3 20241.91%
Q4 20241.17%
Q1 20251.19%
Q2 20251.02%
Q3 20251.19%
Q4 20250.93%
Q1 20261.49%
Q2 20261.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$11.1M22.22%0.38%1.50%69.3%
Q1 202691$10.8M22.47%0.40%1.49%69.5%
Q4 202586$11.0M21.61%0.42%0.93%69.6%
Q3 202592$10.9M21.77%0.02%1.19%71.6%
Q2 202588$10.9M21.29%0.26%1.02%73.9%
Q1 202583$10.9M20.84%0.88%1.19%77.4%
Q4 202490$10.8M20.62%0.07%1.17%82.5%
Q3 202496$11.0M20.25%0.03%1.91%78.8%
Q2 202481$10.8M19.98%1.26%1.37%75.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.22%
83rd
Problem loans0.38%
64th
Net charge-offs0.40%
32nd
Return on assets1.50%
85th
Loans to deposits69.3%
34th
Uninsured deposits8.6%
9th
Loan-loss reserves0.00%
37th
Texas ratio0.9%
67th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Rio Blanco Schools Federal Credit UnionCredit union Rangely, CO82 out of 100, Strong$9.0M16.9%0.46%vs
One Thirteen Credit UnionCredit union Colorado Spring, CO43 out of 100, Below average$8.5M9.4%2.25%vs
Valley Educators Credit UnionCredit union Alamosa, CO56 out of 100, Moderate$6.1M22.0%2.42%vs
Moffat County Schools Federal Credit UnionCredit union Craig, CO84 out of 100, Strong$5.7M13.1%0.00%vs
Fort Morgan Schools Federal Credit UnionCredit union Fort Morgan, CO80 out of 100, Strong$5.6M14.5%0.00%vs
Options Credit UnionCredit union Littleton, CO41 out of 100, Below average$5.5M7.0%1.20%vs

Deposit insurance

Is my money safe at Star Tech Federal Credit Union?

Yes. Star Tech Federal Credit Union is a federally insured credit union (NCUA charter #3182). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.6% of shares and deposits ($741K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Star Tech Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Star Tech Federal Credit Union
Type
Federal credit union
NCUA charter #
3182
RSSD ID
540971
Primary regulator
NCUA
Established
1939
Headquarters
5310 Dtc Pkwy Ste H, Greenwood Villa, CO 80111
Employees
2

Quick answers

Star Tech Federal Credit Union: common questions

Is Star Tech Federal Credit Union NCUA insured?

Yes. Star Tech Federal Credit Union is a federally insured credit union (NCUA charter #3182). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Star Tech Federal Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Star Tech Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Greenwood Villa

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs
First National BankBank Fort Pierre, SD84 out of 100, Strong$2.0B21.9%0.69%vs