Side-by-side · Q2 2026 data
Solidarity Community Federal Credit Union vs Financial Builders Federal Credit Union
Credit union
Solidarity Community Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Credit union
Financial Builders Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Solidarity Community Federal Credit Union | Financial Builders Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 74 | 75 (stronger) |
| Loan quality | 84 (stronger) | 72 |
| Earnings | 41 | 58 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 68th | 66th |
| Total assets | $351.1M | $151.5M |
| Deposits / shares | $309.4M | $131.3M |
| Capital ratio | 12.44% | 12.48% (stronger) |
| Problem loans | 0.47% (stronger) | 0.85% |
| Net charge-offs | 0.45% | 0.27% (stronger) |
| Return on assets | 0.52% | 0.96% (stronger) |
| Loans ÷ deposits | 56.8% (stronger) | 71.3% |
| Uninsured deposits | 4.7% | 1.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.8% | 0.0% |
Solidarity Community Federal Credit Union has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Solidarity Community Federal Credit Union leads on 3 and Financial Builders Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.