Side-by-side · Q2 2026 data
Solidarity Community Federal Credit Union vs Industrial Federal Credit Union
Credit union
Solidarity Community Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Solidarity Community Federal Credit Union | Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 74 (stronger) | 42 |
| Loan quality | 84 | 86 (stronger) |
| Earnings | 41 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 68th | 54th |
| Total assets | $351.1M | $356.1M |
| Deposits / shares | $309.4M | $320.0M |
| Capital ratio | 12.44% (stronger) | 9.22% |
| Problem loans | 0.47% | 0.41% (stronger) |
| Net charge-offs | 0.45% | 0.42% (stronger) |
| Return on assets | 0.52% | 1.40% (stronger) |
| Loans ÷ deposits | 56.8% (stronger) | 78.0% |
| Uninsured deposits | 4.7% | 2.9% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.8% | 12.3% |
Solidarity Community Federal Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Solidarity Community Federal Credit Union leads on 3 and Industrial Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.