Side-by-side · Q2 2026 data
Solon State Bank vs Twin Cedars Bank
Metric by metric
| Measure | Solon State Bank | Twin Cedars Bank |
|---|---|---|
| TellerScore | 45 (stronger) | 29 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 0 | 0 |
| Earnings | 22 (stronger) | 0 |
| Funding & liquidity | 61 | 76 (stronger) |
| Problem-loan coverage | 12 | 46 (stronger) |
| Peer percentile | 4th | 1st |
| Total assets | $122.5M | $118.3M |
| Deposits / shares | $90.3M | $104.7M |
| Capital ratio | 23.00% (stronger) | 9.19% |
| Problem loans | 11.69% | 4.61% (stronger) |
| Net charge-offs | 0.93% (stronger) | 1.84% |
| Return on assets | 0.05% (stronger) | -2.34% |
| Loans ÷ deposits | 93.8% | 84.3% (stronger) |
| Uninsured deposits | 20.0% | 8.7% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
Solon State Bank has the higher TellerScore (45 vs 29). On the 7 directional measures above (where higher or lower is clearly better), Solon State Bank leads on 4 and Twin Cedars Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.