Side-by-side · Q2 2026 data
Solutions Bank vs Blackhawk Area Credit Union
Metric by metric
| Measure | Solutions Bank | Blackhawk Area Credit Union |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 38 | 84 (stronger) |
| Loan quality | 84 | 96 (stronger) |
| Earnings | 59 (stronger) | 45 |
| Funding & liquidity | 91 (stronger) | 71 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 34th | 62nd |
| Total assets | $491.6M | $39.1M |
| Deposits / shares | $385.3M | $34.5M |
| Capital ratio | 8.83% | 13.41% (stronger) |
| Problem loans | 0.49% | 0.13% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.09% |
| Return on assets | 0.98% (stronger) | 0.62% |
| Loans ÷ deposits | 63.5% (stronger) | 89.3% |
| Uninsured deposits | 20.4% | 0.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blackhawk Area Credit Union has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Solutions Bank leads on 3 and Blackhawk Area Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.