Side-by-side · Q2 2026 data
Solutions First Federal Credit Union vs Red Oak Credit Union
Credit union
Solutions First Federal Credit Union
Enterprise, Alabama · Under $100 million in assets
Metric by metric
| Measure | Solutions First Federal Credit Union | Red Oak Credit Union |
|---|---|---|
| TellerScore | 20 | 46 (stronger) |
| Capital cushion | 0 | 8 (stronger) |
| Loan quality | 19 | 77 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 0 | 90 (stronger) |
| Peer percentile | 0th | 6th |
| Total assets | $45.2M | $40.1M |
| Deposits / shares | $42.2M | $31.7M |
| Capital ratio | 1.93% | 5.84% (stronger) |
| Problem loans | 2.43% | 0.68% (stronger) |
| Net charge-offs | 1.21% | 1.18% (stronger) |
| Return on assets | -9.61% | -0.64% (stronger) |
| Loans ÷ deposits | 43.4% (stronger) | 56.3% |
| Uninsured deposits | 1.2% (stronger) | 4.8% |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Red Oak Credit Union has the higher TellerScore (46 vs 20). On the 7 directional measures above (where higher or lower is clearly better), Solutions First Federal Credit Union leads on 2 and Red Oak Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.