Side-by-side · Q2 2026 data
Somerset Federal Credit Union vs New Bedford Credit Union
Metric by metric
| Measure | Somerset Federal Credit Union | New Bedford Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 71 |
| Capital cushion | 75 (stronger) | 60 |
| Loan quality | 94 (stronger) | 85 |
| Earnings | 48 | 49 (stronger) |
| Funding & liquidity | 85 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 74th | 54th |
| Total assets | $263.3M | $168.7M |
| Deposits / shares | $232.8M | $149.7M |
| Capital ratio | 12.51% (stronger) | 11.01% |
| Problem loans | 0.19% (stronger) | 0.44% |
| Net charge-offs | -0.00% (stronger) | 0.13% |
| Return on assets | 0.69% | 0.72% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 76.9% |
| Uninsured deposits | 8.1% | 7.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 22.4% |
Somerset Federal Credit Union has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Somerset Federal Credit Union leads on 5 and New Bedford Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.