New Bedford Credit Union (NCUA charter #66733) is based in New Bedford, Massachusetts. Its Q2 2026 call report shows $168.7M in total assets and $149.7M in member shares and deposits and 2 offices.
New Bedford Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Massachusetts, it ranks 62nd. Problem-loan coverage contributes the most (95/100, 2.7%); earnings contributes the least (49/100, 0.72%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (66 → 71), mostly because the loan quality component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 71 |
| Q4 2024 | 61 |
| Q1 2025 | 67 |
| Q2 2025 | 66 |
| Q3 2025 | 65 |
| Q4 2025 | 67 |
| Q1 2026 | 68 |
| Q2 2026 | 71 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.74% |
| Q3 2024 | 10.18% |
| Q4 2024 | 10.31% |
| Q1 2025 | 10.08% |
| Q2 2025 | 10.37% |
| Q3 2025 | 10.64% |
| Q4 2025 | 10.74% |
| Q1 2026 | 10.82% |
| Q2 2026 | 11.01% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.29% |
| Q4 2024 | 1.34% |
| Q1 2025 | 0.62% |
| Q2 2025 | 0.88% |
| Q3 2025 | 0.98% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.44% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.79% |
| Q4 2024 | 0.81% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.76% |
| Q3 2025 | 0.76% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.72% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $168.7M | 11.01% | 0.44% | 0.72% | 76.9% |
| Q1 2026 | 68 | $168.6M | 10.82% | 0.61% | 0.66% | 76.9% |
| Q4 2025 | 67 | $167.3M | 10.74% | 0.72% | 0.74% | 78.2% |
| Q3 2025 | 65 | $166.4M | 10.64% | 0.98% | 0.76% | 76.7% |
| Q2 2025 | 66 | $167.8M | 10.37% | 0.88% | 0.76% | 75.2% |
| Q1 2025 | 67 | $169.4M | 10.08% | 0.62% | 0.75% | 73.5% |
| Q4 2024 | 61 | $162.6M | 10.31% | 1.34% | 0.81% | 76.5% |
| Q3 2024 | 71 | $161.4M | 10.18% | 0.29% | 0.79% | 76.4% |
| Q2 2024 | 65 | $165.0M | 9.74% | 0.72% | 0.71% | 74.1% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pioneer Valley Federal Credit UnionCredit union Springfield, MA | 71 out of 100, Strong | $167.2M | 11.6% | 0.39% | vs |
| Homefield Credit UnionCredit union North Grafton, MA | 59 out of 100, Moderate | $170.4M | 10.1% | 0.69% | vs |
| Naveo Credit UnionCredit union Somerville, MA | 62 out of 100, Moderate | $176.3M | 8.6% | 0.39% | vs |
| Alden Credit UnionCredit union Chicopee, MA | 52 out of 100, Below average | $185.4M | 9.2% | 1.14% | vs |
| Metrowest Community Federal Credit UnionCredit union Framingham, MA | 68 out of 100, Moderate | $147.0M | 8.7% | 0.21% | vs |
| River Works Credit UnionCredit union Lynn, MA | 57 out of 100, Moderate | $192.9M | 9.2% | 0.82% | vs |
Deposit insurance
Is my money safe at New Bedford Credit Union?
Yes. New Bedford Credit Union is a federally insured credit union (NCUA charter #66733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.1% of shares and deposits ($10.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 11.01%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
New Bedford Credit Union lists 2 offices in 1 city. Most locations:
- New Bedford, MA (2)
HMDA 2025
Mortgage lending
In 2025, New Bedford Credit Union reported 152 home-loan applications under HMDA (LEI 25490055DH0FCOSJLM57): 110 originated ($15,510,000 total), 34 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- New Bedford Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66733
- RSSD ID
- 581899
- Primary regulator
- State + NCUA
- Established
- 1932
- Headquarters
- 1150 Purchase Street, New Bedford, MA 02740
- Employees
- 35
Quick answers
New Bedford Credit Union: common questions
Is New Bedford Credit Union NCUA insured?
Yes. New Bedford Credit Union is a federally insured credit union (NCUA charter #66733). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is New Bedford Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does New Bedford Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near New Bedford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Attleboro M E Federal Credit UnionCredit union Attleboro, MA | 90 out of 100, Very strong | $24.6M | 13.7% | 0.13% | vs |
| First Citizens' Federal Credit UnionCredit union Fairhaven, MA | 83 out of 100, Strong | $705.9M | 20.2% | 0.77% | vs |
| Somerset Federal Credit UnionCredit union Somerset, MA | 78 out of 100, Strong | $263.3M | 12.5% | 0.19% | vs |
| Mechanics Cooperative BankBank Taunton, MA | 77 out of 100, Strong | $898.8M | 12.4% | 0.03% | vs |
| Sharon & Crescent United Credit UnionCredit union Sharon, MA | 76 out of 100, Strong | $1.4B | 12.8% | 0.43% | vs |
| Goldmark Federal Credit UnionCredit union Attleboro, MA | 76 out of 100, Strong | $50.2M | 10.7% | 0.00% | vs |