Side-by-side · Q2 2026 data
Somerset Regal Bank vs The Bank of Princeton
Metric by metric
| Measure | Somerset Regal Bank | The Bank of Princeton |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 88 (stronger) | 67 |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 33 | 69 (stronger) |
| Funding & liquidity | 56 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 80th | 49th |
| Total assets | $1.2B | $2.3B |
| Deposits / shares | $925.1M | $1.9B |
| Capital ratio | 13.81% (stronger) | 11.69% |
| Problem loans | 0.00% (stronger) | 0.92% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 0.34% | 1.23% (stronger) |
| Loans ÷ deposits | 97.4% | 90.3% (stronger) |
| Uninsured deposits | 20.7% (stronger) | 31.5% |
| Offices | 14 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 13.3% |
Somerset Regal Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Somerset Regal Bank leads on 4 and The Bank of Princeton on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.