Side-by-side · Q2 2026 data
Somerset Trust Company vs Lesco Federal Credit Union
Metric by metric
| Measure | Somerset Trust Company | Lesco Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 83 (stronger) |
| Capital cushion | 41 | 99 (stronger) |
| Loan quality | 50 | 55 (stronger) |
| Earnings | 66 | 72 (stronger) |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 13th | 83rd |
| Total assets | $2.5B | $134.7M |
| Deposits / shares | $2.0B | $114.6M |
| Capital ratio | 9.10% | 14.86% (stronger) |
| Problem loans | 1.49% | 1.36% (stronger) |
| Net charge-offs | 0.12% | 0.02% (stronger) |
| Return on assets | 1.16% | 1.29% (stronger) |
| Loans ÷ deposits | 80.2% | 20.2% (stronger) |
| Uninsured deposits | 31.2% | 4.3% (stronger) |
| Offices | 49 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
Lesco Federal Credit Union has the higher TellerScore (83 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Somerset Trust Company leads on 0 and Lesco Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.