Side-by-side · Q2 2026 data
Somerville Bank vs Greenville National Bank
Metric by metric
| Measure | Somerville Bank | Greenville National Bank |
|---|---|---|
| TellerScore | 60 | 86 (stronger) |
| Capital cushion | 45 | 80 (stronger) |
| Loan quality | 63 | 98 (stronger) |
| Earnings | 50 | 87 (stronger) |
| Funding & liquidity | 84 (stronger) | 68 |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 19th | 90th |
| Total assets | $290.6M | $641.5M |
| Deposits / shares | $260.7M | $541.5M |
| Capital ratio | 9.54% | 13.02% (stronger) |
| Problem loans | 1.10% | 0.05% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.74% | 1.68% (stronger) |
| Loans ÷ deposits | 75.9% (stronger) | 82.8% |
| Uninsured deposits | 11.0% (stronger) | 23.0% |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.0% | 10.8% |
Greenville National Bank has the higher TellerScore (86 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Somerville Bank leads on 3 and Greenville National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.