Side-by-side · Q2 2026 data
Somerville Mass Firefighters Federal Credit Union vs Brookline Municipal Credit Union
Credit union
Somerville Mass Firefighters Federal Credit Union
Somerville, Massachusetts · Under $100 million in assets
Credit union
Brookline Municipal Credit Union
Brookline, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Somerville Mass Firefighters Federal Credit Union | Brookline Municipal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 88 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 61 | 67 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 92nd | 85th |
| Total assets | $7.4M | $51.0M |
| Deposits / shares | $6.0M | $44.0M |
| Capital ratio | 19.56% (stronger) | 13.43% |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.03% | 1.18% (stronger) |
| Loans ÷ deposits | 50.4% | 33.0% (stronger) |
| Uninsured deposits | 3.1% (stronger) | 7.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Somerville Mass Firefighters Federal Credit Union has the higher TellerScore (92 vs 88). On the 6 directional measures above (where higher or lower is clearly better), Somerville Mass Firefighters Federal Credit Union leads on 4 and Brookline Municipal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.