Side-by-side · Q2 2026 data
Somerville Municipal Federal Credit Union vs Goldmark Federal Credit Union
Credit union
Somerville Municipal Federal Credit Union
Somerville, Massachusetts · Under $100 million in assets
Credit union
Goldmark Federal Credit Union
Attleboro, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Somerville Municipal Federal Credit Union | Goldmark Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 65 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 87th | 54th |
| Total assets | $49.0M | $50.2M |
| Deposits / shares | $39.5M | $44.7M |
| Capital ratio | 19.08% (stronger) | 10.74% |
| Problem loans | 0.48% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.12% (stronger) | 0.58% |
| Loans ÷ deposits | 60.7% | 42.4% (stronger) |
| Uninsured deposits | 7.6% | 6.4% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Somerville Municipal Federal Credit Union has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Somerville Municipal Federal Credit Union leads on 3 and Goldmark Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.