Side-by-side · Q2 2026 data
Sonata Bank vs Newport Federal Bank
Metric by metric
| Measure | Sonata Bank | Newport Federal Bank |
|---|---|---|
| TellerScore | 57 | 68 (stronger) |
| Capital cushion | 51 | 54 (stronger) |
| Loan quality | 83 (stronger) | 77 |
| Earnings | 28 | 53 (stronger) |
| Funding & liquidity | 44 | 86 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 14th | 37th |
| Total assets | $281.5M | $276.8M |
| Deposits / shares | $247.6M | $250.5M |
| Capital ratio | 10.12% | 10.42% (stronger) |
| Problem loans | 0.52% (stronger) | 0.69% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.20% | 0.83% (stronger) |
| Loans ÷ deposits | 98.6% | 52.1% (stronger) |
| Uninsured deposits | 31.4% | 27.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Newport Federal Bank has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Sonata Bank leads on 1 and Newport Federal Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.