Side-by-side · Q2 2026 data
Sonoma Federal Credit Union vs Cal State L.A. Federal Credit Union
Credit union
Cal State L.A. Federal Credit Union
Los Angeles, California · Under $100 million in assets
Metric by metric
| Measure | Sonoma Federal Credit Union | Cal State L.A. Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 61 |
| Capital cushion | 85 (stronger) | 40 |
| Loan quality | 79 | 82 (stronger) |
| Earnings | 87 (stronger) | 32 |
| Funding & liquidity | 77 | 86 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 72nd | 23rd |
| Total assets | $80.0M | $80.2M |
| Deposits / shares | $69.0M | $72.9M |
| Capital ratio | 13.50% (stronger) | 9.03% |
| Problem loans | 0.63% | 0.53% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 1.67% (stronger) | 0.29% |
| Loans ÷ deposits | 82.2% | 73.9% (stronger) |
| Uninsured deposits | 16.1% | 5.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.3% | — |
Sonoma Federal Credit Union has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Sonoma Federal Credit Union leads on 4 and Cal State L.A. Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.