Side-by-side · Q2 2026 data
Sonoma Federal Credit Union vs Postcity Financial Credit Union
Credit union
Postcity Financial Credit Union
Long Beach, California · Under $100 million in assets
Metric by metric
| Measure | Sonoma Federal Credit Union | Postcity Financial Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 85 (stronger) | 74 |
| Loan quality | 79 | 91 (stronger) |
| Earnings | 87 (stronger) | 39 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 72nd | 59th |
| Total assets | $80.0M | $78.8M |
| Deposits / shares | $69.0M | $69.2M |
| Capital ratio | 13.50% (stronger) | 12.39% |
| Problem loans | 0.63% | 0.27% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 1.67% (stronger) | 0.47% |
| Loans ÷ deposits | 82.2% | 50.9% (stronger) |
| Uninsured deposits | 16.1% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.3% | — |
Sonoma Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Sonoma Federal Credit Union leads on 4 and Postcity Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.