Side-by-side · Q2 2026 data
Sonoma Federal Credit Union vs Redwood Credit Union
Metric by metric
| Measure | Sonoma Federal Credit Union | Redwood Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 85 (stronger) | 83 |
| Loan quality | 79 (stronger) | 76 |
| Earnings | 87 (stronger) | 73 |
| Funding & liquidity | 77 (stronger) | 69 |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 72nd | 88th |
| Total assets | $80.0M | $10.7B |
| Deposits / shares | $69.0M | $9.3B |
| Capital ratio | 13.50% (stronger) | 13.26% |
| Problem loans | 0.63% (stronger) | 0.72% |
| Net charge-offs | 0.00% (stronger) | 0.73% |
| Return on assets | 1.67% (stronger) | 1.34% |
| Loans ÷ deposits | 82.2% (stronger) | 91.4% |
| Uninsured deposits | 16.1% | 12.8% (stronger) |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.3% | — |
Sonoma Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Sonoma Federal Credit Union leads on 6 and Redwood Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.