Side-by-side · Q2 2026 data
Sooner State Bank vs Credit Union One of Oklahoma
Credit union
Credit Union One of Oklahoma
Oklahoma City, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Sooner State Bank | Credit Union One of Oklahoma |
|---|---|---|
| TellerScore | 86 (stronger) | 64 |
| Capital cushion | 78 | 99 (stronger) |
| Loan quality | 89 (stronger) | 42 |
| Earnings | 100 (stronger) | 23 |
| Funding & liquidity | 70 | 73 (stronger) |
| Problem-loan coverage | 97 (stronger) | 78 |
| Peer percentile | 90th | 28th |
| Total assets | $354.6M | $39.9M |
| Deposits / shares | $311.0M | $33.7M |
| Capital ratio | 12.75% | 14.87% (stronger) |
| Problem loans | 0.33% (stronger) | 1.75% |
| Net charge-offs | 0.01% (stronger) | 1.18% |
| Return on assets | 2.06% (stronger) | 0.09% |
| Loans ÷ deposits | 73.8% (stronger) | 87.0% |
| Uninsured deposits | 29.6% | 4.2% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
Sooner State Bank has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 5 and Credit Union One of Oklahoma on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.