Side-by-side · Q2 2026 data
Sooner State Bank vs FNB Community Bank
Metric by metric
| Measure | Sooner State Bank | FNB Community Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 52 |
| Capital cushion | 78 (stronger) | 55 |
| Loan quality | 89 (stronger) | 22 |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 70 | 73 (stronger) |
| Problem-loan coverage | 97 (stronger) | 61 |
| Peer percentile | 90th | 8th |
| Total assets | $354.6M | $480.2M |
| Deposits / shares | $311.0M | $430.3M |
| Capital ratio | 12.75% (stronger) | 10.54% |
| Problem loans | 0.33% (stronger) | 2.35% |
| Net charge-offs | 0.01% (stronger) | 0.36% |
| Return on assets | 2.06% (stronger) | 1.14% |
| Loans ÷ deposits | 73.8% | 69.4% (stronger) |
| Uninsured deposits | 29.6% (stronger) | 30.7% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | 22.3% |
Sooner State Bank has the higher TellerScore (86 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 6 and FNB Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.