Side-by-side · Q2 2026 data
Sooner State Bank vs True Sky Federal Credit Union
Credit union
True Sky Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Sooner State Bank | True Sky Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 48 |
| Capital cushion | 78 (stronger) | 13 |
| Loan quality | 89 (stronger) | 68 |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 70 | 88 (stronger) |
| Problem-loan coverage | 97 (stronger) | 78 |
| Peer percentile | 90th | 4th |
| Total assets | $354.6M | $778.4M |
| Deposits / shares | $311.0M | $715.3M |
| Capital ratio | 12.75% (stronger) | 6.35% |
| Problem loans | 0.33% (stronger) | 0.96% |
| Net charge-offs | 0.01% (stronger) | 0.74% |
| Return on assets | 2.06% (stronger) | 0.23% |
| Loans ÷ deposits | 73.8% | 72.4% (stronger) |
| Uninsured deposits | 29.6% | 7.9% (stronger) |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
Sooner State Bank has the higher TellerScore (86 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Sooner State Bank leads on 5 and True Sky Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Oklahoma City, OK
- Newcastle, OK
- Midwest City, OK