Headquartered in Oklahoma City, Oklahoma, True Sky Federal Credit Union is a federal credit union with $778.4M in total assets and $715.3M in member shares and deposits as of Q2 2026. It operates 10 offices. Its charter dates back to 1946.
Based on its Q2 2026 filing, True Sky Federal Credit Union scores 48/100, which we describe as below average. That is higher than only 4% of 1,341 credit unions with $100 million – $1 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 49th. Its strongest component is funding & liquidity (88/100; 72% loans-to-deposits, 8% uninsured), and its lowest is capital cushion (13/100; 6.35%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (45 → 48), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 37 |
| Q3 2024 | 39 |
| Q4 2024 | 36 |
| Q1 2025 | 41 |
| Q2 2025 | 45 |
| Q3 2025 | 45 |
| Q4 2025 | 46 |
| Q1 2026 | 47 |
| Q2 2026 | 48 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 6.52% |
| Q3 2024 | 6.40% |
| Q4 2024 | 6.32% |
| Q1 2025 | 6.03% |
| Q2 2025 | 5.91% |
| Q3 2025 | 5.85% |
| Q4 2025 | 6.08% |
| Q1 2026 | 6.09% |
| Q2 2026 | 6.35% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 1.08% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.24% |
| Q2 2025 | 0.82% |
| Q3 2025 | 0.79% |
| Q4 2025 | 0.91% |
| Q1 2026 | 0.74% |
| Q2 2026 | 0.96% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.49% |
| Q3 2024 | -1.39% |
| Q4 2024 | -1.24% |
| Q1 2025 | -0.01% |
| Q2 2025 | -0.11% |
| Q3 2025 | -0.13% |
| Q4 2025 | 0.02% |
| Q1 2026 | -0.04% |
| Q2 2026 | 0.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 48 | $778.4M | 6.35% | 0.96% | 0.23% | 72.4% |
| Q1 2026 | 47 | $797.0M | 6.09% | 0.74% | -0.04% | 72.0% |
| Q4 2025 | 46 | $799.2M | 6.08% | 0.91% | 0.02% | 74.2% |
| Q3 2025 | 45 | $819.0M | 5.85% | 0.79% | -0.13% | 73.8% |
| Q2 2025 | 45 | $822.4M | 5.91% | 0.82% | -0.11% | 73.8% |
| Q1 2025 | 41 | $832.7M | 6.03% | 1.24% | -0.01% | 70.1% |
| Q4 2024 | 36 | $813.0M | 6.32% | 1.33% | -1.24% | 74.7% |
| Q3 2024 | 39 | $829.5M | 6.40% | 1.08% | -1.39% | 80.4% |
| Q2 2024 | 37 | $850.8M | 6.52% | 1.26% | -1.49% | 81.1% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oklahoma Central Credit UnionCredit union Tulsa, OK | 83 out of 100, Strong | $760.2M | 13.9% | 0.24% | vs |
| Oklahoma'S Federal Credit UnionCredit union Oklahoma City, OK | 77 out of 100, Strong | $954.5M | 12.6% | 0.25% | vs |
| Westreet Federal Credit UnionCredit union Tulsa, OK | 38 out of 100, Low | $966.8M | 9.6% | 2.77% | vs |
| Fort Sill Federal Credit UnionCredit union Lawton, OK | 70 out of 100, Strong | $394.2M | 11.6% | 1.12% | vs |
| Allegiance Federal Credit UnionCredit union Oklahoma City, OK | 66 out of 100, Moderate | $372.5M | 9.7% | 0.71% | vs |
| Oklahoma Educators Credit UnionCredit union Oklahoma City, OK | 72 out of 100, Strong | $305.2M | 11.3% | 0.51% | vs |
Deposit insurance
Is my money safe at True Sky Federal Credit Union?
Yes. True Sky Federal Credit Union is a federally insured credit union (NCUA charter #24934). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.9% of shares and deposits ($56.4M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 6.35%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.
10 locations
Branches
True Sky Federal Credit Union lists 10 offices in 8 cities. Most locations:
- Oklahoma City, OK (3)
- Davenport, OK (1)
- Edmond, OK (1)
- Midwest City, OK (1)
- Mustang, OK (1)
- Newcastle, OK (1)
- Norman, OK (1)
- Yukon, OK (1)
Identity & history
Profile
- Legal name
- True Sky Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24934
- RSSD ID
- 535593
- Primary regulator
- NCUA
- Established
- 1946
- Headquarters
- P.O. Box 26406, Oklahoma City, OK 73126
- Employees
- 148
Quick answers
True Sky Federal Credit Union: common questions
Is True Sky Federal Credit Union NCUA insured?
Yes. True Sky Federal Credit Union is a federally insured credit union (NCUA charter #24934). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is True Sky Federal Credit Union's TellerScore?
48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does True Sky Federal Credit Union have?
10 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Oklahoma City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oklahoma Federal Credit UnionCredit union Oklahoma City, OK | 91 out of 100, Very strong | $198.9M | 20.2% | 0.24% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Sooner State BankBank Tuttle, OK | 86 out of 100, Very strong | $354.6M | 12.8% | 0.33% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK | 85 out of 100, Very strong | $213.5M | 16.3% | 0.20% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |