Side-by-side · Q2 2026 data
Sooper CU Dba Climb Credit Union vs On Tap Credit Union
Metric by metric
| Measure | Sooper CU Dba Climb Credit Union | On Tap Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 65 |
| Capital cushion | 66 (stronger) | 42 |
| Loan quality | 54 | 54 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 61 | 71 (stronger) |
| Problem-loan coverage | 77 | 80 (stronger) |
| Peer percentile | 37th | 34th |
| Total assets | $822.8M | $474.0M |
| Deposits / shares | $694.1M | $391.8M |
| Capital ratio | 11.63% (stronger) | 9.21% |
| Problem loans | 1.39% | 1.38% (stronger) |
| Net charge-offs | 0.75% | 0.46% (stronger) |
| Return on assets | 1.45% | 2.26% (stronger) |
| Loans ÷ deposits | 99.2% | 78.1% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 25.2% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.2% |
Sooper CU Dba Climb Credit Union has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Sooper CU Dba Climb Credit Union leads on 3 and On Tap Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.