Side-by-side · Q2 2026 data
Sorg Bay West Federal Credit Union vs Ytr Community Federal Credit Union
Credit union
Ytr Community Federal Credit Union
Tiltonsville, Ohio · Under $100 million in assets
Metric by metric
| Measure | Sorg Bay West Federal Credit Union | Ytr Community Federal Credit Union |
|---|---|---|
| TellerScore | 17 | 77 (stronger) |
| Capital cushion | 0 | 100 (stronger) |
| Loan quality | 0 | 45 (stronger) |
| Earnings | 21 | 57 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 0 | 90 (stronger) |
| Peer percentile | 0th | 57th |
| Total assets | $11.6M | $12.1M |
| Deposits / shares | $10.9M | $10.2M |
| Capital ratio | 5.00% | 15.05% (stronger) |
| Problem loans | 6.08% | 1.65% (stronger) |
| Net charge-offs | 1.08% | -0.14% (stronger) |
| Return on assets | 0.02% | 0.91% (stronger) |
| Loans ÷ deposits | 76.2% | 52.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ytr Community Federal Credit Union has the higher TellerScore (77 vs 17). On the 6 directional measures above (where higher or lower is clearly better), Sorg Bay West Federal Credit Union leads on 0 and Ytr Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.