Side-by-side · Q2 2026 data
Sound Banking Company vs Cascade Federal Credit Union
Metric by metric
| Measure | Sound Banking Company | Cascade Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 88 (stronger) |
| Capital cushion | 71 | 83 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 100 | 100 |
| Funding & liquidity | 39 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 70th | 92nd |
| Total assets | $45.2M | $392.6M |
| Deposits / shares | $39.6M | $339.4M |
| Capital ratio | 12.08% | 13.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.79% |
| Net charge-offs | 0.07% (stronger) | 0.28% |
| Return on assets | 2.52% (stronger) | 2.44% |
| Loans ÷ deposits | 96.6% | 53.5% (stronger) |
| Uninsured deposits | 37.4% | 13.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Cascade Federal Credit Union has the higher TellerScore (88 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Sound Banking Company leads on 3 and Cascade Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.