Side-by-side · Q2 2026 data
Sound Banking Company vs Mt. Rainier Credit Union
Metric by metric
| Measure | Sound Banking Company | Mt. Rainier Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 74 |
| Capital cushion | 71 | 84 (stronger) |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 25 |
| Funding & liquidity | 39 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 70th | 49th |
| Total assets | $45.2M | $26.3M |
| Deposits / shares | $39.6M | $22.8M |
| Capital ratio | 12.08% | 13.36% (stronger) |
| Problem loans | 0.00% (stronger) | 0.72% |
| Net charge-offs | 0.07% (stronger) | 0.12% |
| Return on assets | 2.52% (stronger) | 0.11% |
| Loans ÷ deposits | 96.6% | 31.6% (stronger) |
| Uninsured deposits | 37.4% | 4.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sound Banking Company has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Sound Banking Company leads on 4 and Mt. Rainier Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.