TellerScore

Headquartered in Puyallup, Washington, Mt. Rainier Credit Union is a federally insured state-chartered credit union with $26.3M in total assets and $22.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1967.

Based on its Q2 2026 filing, Mt. Rainier Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 27th. Its strongest component is funding & liquidity (100/100; 32% loans-to-deposits, 4% uninsured), and its lowest is earnings (25/100; 0.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion84/100
Net worth ratio: 13.36%
Loan quality76/100
Loans 60+ days delinquent ÷ total loans: 0.72%
Earnings25/100
Return on assets (annualized): 0.11%
Funding & liquidity100/100
Loans ÷ shares: 31.6% · 4.2% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.48%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

3 quarters

Health trend

From Q4 2025 to Q2 2026, the score fell 13 points (87 → 74), mostly because the earnings component weakened by 48 points.

TellerScore
748187Q4 2025Q2 2026
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QuarterTellerScore
Q4 202587
Q1 202677
Q2 202674
Net worth ratio
7.00%10.18%13.36%well-capitalized benchmarkQ4 2025Q2 2026
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QuarterNet worth ratio
Q4 202513.17%
Q1 202613.05%
Q2 202613.36%
Delinquent loans (60+ days)
0.14%0.43%0.72%Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q4 20250.22%
Q1 20260.14%
Q2 20260.72%
Return on assets
0.03%0.68%1.32%Q4 2025Q2 2026
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QuarterReturn on assets
Q4 20251.32%
Q1 20260.03%
Q2 20260.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$26.3M13.36%0.72%0.11%31.6%
Q1 202677$26.9M13.05%0.14%0.03%28.8%
Q4 202587$26.6M13.17%0.22%1.32%20.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.36%
42nd
Problem loans0.72%
49th
Net charge-offs0.12%
55th
Return on assets0.11%
24th
Loans to deposits31.6%
87th
Uninsured deposits4.2%
26th
Loan-loss reserves0.00%
37th
Texas ratio1.5%
59th

Similar-size credit unions in Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Mint Valley Federal Credit UnionCredit union Longview, WA87 out of 100, Very strong$23.7M19.3%0.10%vs
Spark Federal Credit UnionCredit union Tacoma, WA69 out of 100, Moderate$30.0M12.7%0.35%vs
Express Credit UnionCredit union Seattle, WA53 out of 100, Below average$22.6M13.0%1.95%vs
Community Healthcare Federal Credit UnionCredit union Everett, WA63 out of 100, Moderate$20.5M12.6%1.42%vs
Newrizons Federal Credit UnionCredit union Hoquiam, WA72 out of 100, Strong$18.9M20.2%1.30%vs
Spokane Media Federal Credit UnionCredit union Spokane, WA38 out of 100, Low$16.6M9.7%2.93%vs

Deposit insurance

Is my money safe at Mt. Rainier Credit Union?

Yes. Mt. Rainier Credit Union is a federally insured credit union (NCUA charter #68747). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.2% of shares and deposits ($967K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.36%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mt. Rainier Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mt. Rainier Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68747
RSSD ID
679581
Primary regulator
State + NCUA
Established
1967
Headquarters
303 W Meeker, Puyallup, WA 98371
Employees
8

Quick answers

Mt. Rainier Credit Union: common questions

Is Mt. Rainier Credit Union NCUA insured?

Yes. Mt. Rainier Credit Union is a federally insured credit union (NCUA charter #68747). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mt. Rainier Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mt. Rainier Credit Union have?

1 office as of the latest NCUA data.

Nearby

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