Side-by-side · Q2 2026 data
Sound Community Bank vs Cascade Federal Credit Union
Metric by metric
| Measure | Sound Community Bank | Cascade Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 88 (stronger) |
| Capital cushion | 59 | 83 (stronger) |
| Loan quality | 70 | 74 (stronger) |
| Earnings | 55 | 100 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 33rd | 92nd |
| Total assets | $1.1B | $392.6M |
| Deposits / shares | $937.1M | $339.4M |
| Capital ratio | 10.93% | 13.31% (stronger) |
| Problem loans | 0.90% | 0.79% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.28% |
| Return on assets | 0.87% | 2.44% (stronger) |
| Loans ÷ deposits | 94.5% | 53.5% (stronger) |
| Uninsured deposits | 20.2% | 13.5% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.0% | 0.0% |
Cascade Federal Credit Union has the higher TellerScore (88 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sound Community Bank leads on 1 and Cascade Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.