Side-by-side · Q2 2026 data
Sound Credit Union vs Columbia Community Credit Union
Metric by metric
| Measure | Sound Credit Union | Columbia Community Credit Union |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 60 | 83 (stronger) |
| Loan quality | 61 | 69 (stronger) |
| Earnings | 58 | 71 (stronger) |
| Funding & liquidity | 67 | 69 (stronger) |
| Problem-loan coverage | 81 | 88 (stronger) |
| Peer percentile | 33rd | 79th |
| Total assets | $3.4B | $2.6B |
| Deposits / shares | $2.9B | $2.2B |
| Capital ratio | 11.01% | 13.29% (stronger) |
| Problem loans | 1.18% | 0.93% (stronger) |
| Net charge-offs | 0.90% | 0.58% (stronger) |
| Return on assets | 0.94% | 1.28% (stronger) |
| Loans ÷ deposits | 93.7% | 91.4% (stronger) |
| Uninsured deposits | 12.5% | 9.1% (stronger) |
| Offices | 21 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.8% | 28.8% |
Columbia Community Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Sound Credit Union leads on 0 and Columbia Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.