TellerScore

Columbia Community Credit Union (NCUA charter #68186) is based in Vancouver, Washington. Its Q2 2026 call report shows $2.6B in total assets and $2.2B in member shares and deposits and 16 offices across 2 states.

Columbia Community Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 79% of its 454 credit unions with $1 billion – $10 billion. Among 73 credit unions headquartered in Washington, it ranks 21st. Problem-loan coverage contributes the most (88/100, 5.9%); funding & liquidity contributes the least (69/100, 91% loans-to-deposits, 9% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.29%
Loan quality69/100
Loans 60+ days delinquent ÷ total loans: 0.93%
Earnings71/100
Return on assets (annualized): 1.28%
Funding & liquidity69/100
Loans ÷ shares: 91.4% · 9.1% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (73 → 76), mostly because the capital cushion component improved by 8 points.

TellerScore
687276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202473
Q4 202468
Q1 202572
Q2 202573
Q3 202574
Q4 202572
Q1 202675
Q2 202676
Net worth ratio
7.00%10.14%13.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.78%
Q3 202412.07%
Q4 202412.15%
Q1 202512.31%
Q2 202512.54%
Q3 202512.79%
Q4 202512.82%
Q1 202612.99%
Q2 202613.29%
Delinquent loans (60+ days)
0.44%0.73%1.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.44%
Q3 20240.53%
Q4 20240.99%
Q1 20250.76%
Q2 20250.85%
Q3 20250.89%
Q4 20251.02%
Q1 20260.92%
Q2 20260.93%
Return on assets
0.92%1.13%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.05%
Q3 20241.02%
Q4 20240.92%
Q1 20251.05%
Q2 20251.17%
Q3 20251.25%
Q4 20251.20%
Q1 20261.34%
Q2 20261.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$2.6B13.29%0.93%1.28%91.4%
Q1 202675$2.6B12.99%0.92%1.34%90.0%
Q4 202572$2.6B12.82%1.02%1.20%93.1%
Q3 202574$2.5B12.79%0.89%1.25%94.5%
Q2 202573$2.5B12.54%0.85%1.17%94.3%
Q1 202572$2.5B12.31%0.76%1.05%92.3%
Q4 202468$2.4B12.15%0.99%0.92%94.4%
Q3 202473$2.4B12.07%0.53%1.02%93.6%
Q2 202474$2.4B11.78%0.44%1.05%92.0%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.29%
82nd
Problem loans0.93%
31st
Net charge-offs0.58%
43rd
Return on assets1.28%
84th
Loans to deposits91.4%
40th
Uninsured deposits9.1%
51st
Loan-loss reserves0.00%
50th
Texas ratio5.9%
38th

Similar-size credit unions in Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Kitsap Credit UnionCredit union Bremerton, WA54 out of 100, Below average$2.5B8.3%0.79%vs
Hapo Community Credit UnionCredit union Richland, WA80 out of 100, Strong$3.0B11.2%0.18%vs
Iq Credit UnionCredit union Vancouver, WA70 out of 100, Strong$2.2B11.3%0.79%vs
Harborstone Credit UnionCredit union Tacoma, WA52 out of 100, Below average$3.1B9.3%1.08%vs
Horizon Credit UnionCredit union Spokane Valley, WA75 out of 100, Strong$2.0B13.1%0.27%vs
Fibre Federal Credit UnionCredit union Longview, WA75 out of 100, Strong$1.8B13.7%0.96%vs

Deposit insurance

Is my money safe at Columbia Community Credit Union?

Yes. Columbia Community Credit Union is a federally insured credit union (NCUA charter #68186). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.1% of shares and deposits ($204.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 13.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

16 locations

Branches

Columbia Community Credit Union lists 16 offices in 5 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Columbia Community Credit Union reported 2,067 home-loan applications under HMDA (LEI 5493000D6RXLNBZQYA47): 1,179 originated ($238,235,000 total), 564 denied, and 111 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Columbia Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68186
RSSD ID
452588
Primary regulator
State + NCUA
Established
1952
Headquarters
P.O. Box 324, Vancouver, WA 98666
Employees
310

Quick answers

Columbia Community Credit Union: common questions

Is Columbia Community Credit Union NCUA insured?

Yes. Columbia Community Credit Union is a federally insured credit union (NCUA charter #68186). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Columbia Community Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Columbia Community Credit Union have?

16 offices as of the latest NCUA data, in 2 states.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Longshoremen'S Local 4 Federal Credit UnionCredit union Vancouver, WA94 out of 100, Very strong$39.3M23.8%0.33%vs
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First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs