Side-by-side · Q2 2026 data
Sound Federal Credit Union vs Finex Credit Union
Metric by metric
| Measure | Sound Federal Credit Union | Finex Credit Union |
|---|---|---|
| TellerScore | 53 | 61 (stronger) |
| Capital cushion | 26 | 39 (stronger) |
| Loan quality | 52 | 76 (stronger) |
| Earnings | 80 (stronger) | 50 |
| Funding & liquidity | 78 | 78 |
| Problem-loan coverage | 43 | 88 (stronger) |
| Peer percentile | 9th | 24th |
| Total assets | $115.5M | $134.0M |
| Deposits / shares | $105.2M | $117.4M |
| Capital ratio | 7.60% | 8.93% (stronger) |
| Problem loans | 1.43% | 0.73% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.74% |
| Return on assets | 1.51% (stronger) | 0.76% |
| Loans ÷ deposits | 82.5% | 81.9% (stronger) |
| Uninsured deposits | 3.1% (stronger) | 10.8% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.9% |
Finex Credit Union has the higher TellerScore (61 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Sound Federal Credit Union leads on 3 and Finex Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.