Side-by-side · Q2 2026 data
South Bend Firefighters Federal Credit Union vs Country Heritage Credit Union
Credit union
South Bend Firefighters Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | South Bend Firefighters Federal Credit Union | Country Heritage Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 64 (stronger) | 49 |
| Earnings | 71 | 76 (stronger) |
| Funding & liquidity | 84 (stronger) | 54 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 70th | 52nd |
| Total assets | $64.3M | $51.4M |
| Deposits / shares | $49.0M | $39.7M |
| Capital ratio | 23.61% (stronger) | 22.46% |
| Problem loans | 1.07% (stronger) | 1.54% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.29% | 1.41% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 96.3% |
| Uninsured deposits | 5.4% (stronger) | 23.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Bend Firefighters Federal Credit Union has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), South Bend Firefighters Federal Credit Union leads on 5 and Country Heritage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.