Headquartered in South Bend, Indiana, South Bend Firefighters Federal Credit Union is a federal credit union with $64.3M in total assets and $49.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1959.
Based on its Q2 2026 filing, South Bend Firefighters Federal Credit Union scores 82/100, which we describe as strong. That is higher than 70% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 25th. Its strongest component is capital cushion (100/100; 23.61%), and its lowest is loan quality (64/100; 1.07%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (74 → 82), mostly because the loan quality component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 72 |
| Q4 2024 | 82 |
| Q1 2025 | 75 |
| Q2 2025 | 74 |
| Q3 2025 | 74 |
| Q4 2025 | 68 |
| Q1 2026 | 76 |
| Q2 2026 | 82 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 24.65% |
| Q3 2024 | 24.53% |
| Q4 2024 | 24.14% |
| Q1 2025 | 23.18% |
| Q2 2025 | 23.19% |
| Q3 2025 | 23.06% |
| Q4 2025 | 23.33% |
| Q1 2026 | 23.03% |
| Q2 2026 | 23.61% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.74% |
| Q3 2024 | 1.81% |
| Q4 2024 | 0.75% |
| Q1 2025 | 1.34% |
| Q2 2025 | 1.65% |
| Q3 2025 | 1.81% |
| Q4 2025 | 2.50% |
| Q1 2026 | 1.75% |
| Q2 2026 | 1.07% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.03% |
| Q3 2024 | 1.05% |
| Q4 2024 | 1.06% |
| Q1 2025 | 0.70% |
| Q2 2025 | 0.94% |
| Q3 2025 | 1.03% |
| Q4 2025 | 1.13% |
| Q1 2026 | 1.19% |
| Q2 2026 | 1.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $64.3M | 23.61% | 1.07% | 1.29% | 76.0% |
| Q1 2026 | 76 | $65.0M | 23.03% | 1.75% | 1.19% | 74.2% |
| Q4 2025 | 68 | $63.3M | 23.33% | 2.50% | 1.13% | 77.6% |
| Q3 2025 | 74 | $63.1M | 23.06% | 1.81% | 1.03% | 77.9% |
| Q2 2025 | 74 | $61.9M | 23.19% | 1.65% | 0.94% | 79.6% |
| Q1 2025 | 75 | $61.1M | 23.18% | 1.34% | 0.70% | 77.2% |
| Q4 2024 | 82 | $58.2M | 24.14% | 0.75% | 1.06% | 83.9% |
| Q3 2024 | 72 | $56.6M | 24.53% | 1.81% | 1.05% | 89.1% |
| Q2 2024 | 81 | $55.7M | 24.65% | 0.74% | 1.03% | 92.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| One Vision Federal Credit UnionCredit union Clarksville, IN | 77 out of 100, Strong | $65.2M | 12.8% | 0.67% | vs |
| Perfect Circle Credit UnionCredit union Hagerstown, IN | 65 out of 100, Moderate | $63.2M | 12.8% | 2.21% | vs |
| Riverside Community Federal Credit UnionCredit union Marion, IN | 79 out of 100, Strong | $59.6M | 14.7% | 1.13% | vs |
| Tlcu Financial Credit UnionCredit union Mishawaka, IN | 89 out of 100, Very strong | $59.4M | 16.0% | 0.45% | vs |
| Professional Police Officers Credit UnionCredit union Indianapolis, IN | 92 out of 100, Very strong | $58.7M | 14.8% | 0.00% | vs |
| Financial Partners Federal Credit UnionCredit union Woodburn, IN | 66 out of 100, Moderate | $56.7M | 10.1% | 1.20% | vs |
Deposit insurance
Is my money safe at South Bend Firefighters Federal Credit Union?
Yes. South Bend Firefighters Federal Credit Union is a federally insured credit union (NCUA charter #13279). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.4% of shares and deposits ($2.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 23.61%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
South Bend Firefighters Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Indianapolis, IN (1)
- South Bend, IN (1)
Identity & history
Profile
- Legal name
- South Bend Firefighters Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13279
- RSSD ID
- 709880
- Primary regulator
- NCUA
- Established
- 1959
- Headquarters
- 1122 S Main St, South Bend, IN 46601
- Employees
- 9
Quick answers
South Bend Firefighters Federal Credit Union: common questions
Is South Bend Firefighters Federal Credit Union NCUA insured?
Yes. South Bend Firefighters Federal Credit Union is a federally insured credit union (NCUA charter #13279). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is South Bend Firefighters Federal Credit Union's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does South Bend Firefighters Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near South Bend
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Policemen'S Federal Credit UnionCredit union South Bend, IN | 92 out of 100, Very strong | $95.5M | 16.4% | 0.29% | vs |
| Tlcu Financial Credit UnionCredit union Mishawaka, IN | 89 out of 100, Very strong | $59.4M | 16.0% | 0.45% | vs |
| Chiphone Federal Credit UnionCredit union Elkhart, IN | 87 out of 100, Very strong | $111.8M | 16.4% | 0.38% | vs |
| 1st Source BankBank South Bend, IN | 75 out of 100, Strong | $9.3B | 13.7% | 0.99% | vs |
| United Federal Credit UnionCredit union St Joseph, MI | 75 out of 100, Strong | $4.4B | 11.9% | 0.71% | vs |
| Country Heritage Credit UnionCredit union Buchanan, MI | 75 out of 100, Strong | $51.4M | 22.5% | 1.54% | vs |