Side-by-side · Q2 2026 data
South Bend Firefighters Federal Credit Union vs Everwise Credit Union
Credit union
South Bend Firefighters Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | South Bend Firefighters Federal Credit Union | Everwise Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 64 | 70 (stronger) |
| Earnings | 71 (stronger) | 50 |
| Funding & liquidity | 84 (stronger) | 55 |
| Problem-loan coverage | 95 (stronger) | 82 |
| Peer percentile | 70th | 15th |
| Total assets | $64.3M | $5.8B |
| Deposits / shares | $49.0M | $5.1B |
| Capital ratio | 23.61% (stronger) | 9.11% |
| Problem loans | 1.07% | 0.91% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.61% |
| Return on assets | 1.29% (stronger) | 0.74% |
| Loans ÷ deposits | 76.0% (stronger) | 90.0% |
| Uninsured deposits | 5.4% (stronger) | 29.0% |
| Offices | 2 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.2% |
South Bend Firefighters Federal Credit Union has the higher TellerScore (82 vs 56). On the 7 directional measures above (where higher or lower is clearly better), South Bend Firefighters Federal Credit Union leads on 6 and Everwise Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.