Side-by-side · Q2 2026 data
South Bend Transit Federal Credit Union vs Great Horizons Federal Credit Union
Credit union
South Bend Transit Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Credit union
Great Horizons Federal Credit Union
Munster, Indiana · Under $100 million in assets
Metric by metric
| Measure | South Bend Transit Federal Credit Union | Great Horizons Federal Credit Union |
|---|---|---|
| TellerScore | 48 | 66 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 68 (stronger) |
| Funding & liquidity | 74 | 92 (stronger) |
| Problem-loan coverage | 72 | 84 (stronger) |
| Peer percentile | 7th | 32nd |
| Total assets | $2.9M | $3.6M |
| Deposits / shares | $2.0M | $2.7M |
| Capital ratio | 29.00% (stronger) | 24.48% |
| Problem loans | 6.84% | 4.00% (stronger) |
| Net charge-offs | 1.48% | 0.00% (stronger) |
| Return on assets | -2.29% | 1.20% (stronger) |
| Loans ÷ deposits | 86.1% | 68.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Great Horizons Federal Credit Union has the higher TellerScore (66 vs 48). On the 6 directional measures above (where higher or lower is clearly better), South Bend Transit Federal Credit Union leads on 1 and Great Horizons Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.