Side-by-side · Q2 2026 data
South Carolina Federal Credit Union vs Allsouth Federal Credit Union
Credit union
South Carolina Federal Credit Union
North Charlesto, South Carolina · $1 billion – $10 billion
Credit union
Allsouth Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | South Carolina Federal Credit Union | Allsouth Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 93 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 80 | 86 (stronger) |
| Earnings | 59 | 89 (stronger) |
| Funding & liquidity | 67 | 95 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 79th | 99th |
| Total assets | $2.6B | $1.5B |
| Deposits / shares | $2.1B | $1.2B |
| Capital ratio | 13.34% | 19.60% (stronger) |
| Problem loans | 0.60% | 0.41% (stronger) |
| Net charge-offs | 0.47% | 0.43% (stronger) |
| Return on assets | 0.98% | 1.73% (stronger) |
| Loans ÷ deposits | 93.2% | 65.4% (stronger) |
| Uninsured deposits | 7.5% | 6.1% (stronger) |
| Offices | 19 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | 32.2% |
Allsouth Federal Credit Union has the higher TellerScore (93 vs 76). On the 7 directional measures above (where higher or lower is clearly better), South Carolina Federal Credit Union leads on 0 and Allsouth Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.